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Here is a good article for those who find the mortgage wording confusing (and it is, don't feel bad if you can't understand this very easily).  This article is about OUTCAN postings, but it has a lot of relevant information about postings domestically as well.  Worth the read if you are entering...

Note:  This does not include OUTCAN postings, which, thanks to Lucie Mann, has no IRD penalty. Just an update, Group Mortgages has changed their policy.  You can no longer get a  second mortgage with them unless you are porting your mortgage with another financial institution and you are...

Holy Crap, less than 1%????

I'm hoping others are willing to share their experiences regarding mortgage rate buy downs via the IRP program. I'm curious how many have taken advantage of this?  We did for our first house via the IRP program and have really benefited from a low interest mortgage. There's a good explanation...

Any Realtor recommendations for North Bay?  And recommendations on realtors to avoid?

No, no.. she's dead serious.  Loneliness during the day because a real problem for her when she was at home with a baby and started getting some cabin fever in mid-February and it's -45 with over a foot of white on the ground and unable to access any of the base ammenities. My wife realizes the...

Our mortgage is less than half the rental rates of the PMQ's here, and our house is larger and newer.  My wife would love to live in the PMQ's but we simply can't afford it.

For those who live off base, do you do the two-vehicle thing?  I'm curious how my wife could get to the MFRC or the gym on base if we would have just the one vehicle?  I'm assuming I'd either have to carpool or get her to drop me off so she can have the truck?

If one were to buy a house with renting a few rooms or a basement suite out to Queens students, are there any reasonable (ie under 300K) areas in the city where it would be “in demand” for student rentals.  I don’t mind living around a bunch of students, in fact I like that crowd.

I'll have to try again, I put in 12456 as my badge number, no way in hell I'd give my service number out like that.  I'll try 1 instead, thanks for the post.

As stated in subject.  Please feel free to pm me or post here.  If you want to supply your name I will pass it along when we deal with the realtor.  Thanks.

You have to log in to see the prices, but I try and register and it won't let me.  Keeps saying country is required even though I entered it (tried all three choices).

AWESOME replies!  Thanks so much everyone.  I've been madly slamming away at the keyboard trying to get a major paper done (its worth 40% of my mark and I'm worried as all heck) but I have been taking breaks to read your responses.  I will follow up on all of them and will be sending those who...

I am too brain dead at the moment from writing my first draft on a major paper (worth 40% of my final mark) to consider if the comments are racist or not.  But to add a different slant, if you are saying new immigrants (I'm not slagging you, just saying if you are) then possibly Canada needs to...

My wife and I are planning a long overdue trip to Europe.  (That is, "long overdue" according to my wife).  We've both only been as wee ones with our folks, so basically we have no clue what we even want to go check out.  Both are lines of ancestry come from England and Germany/Austria so...

Hahaha oh lord have mercy.  Camochick check your pm's.  I have to at least share with one person here. DME

I'm an electrican (ED Tech) in the engineers and love it, even with the huge difference in pay from civvie street electricians.  I would say go for it, and if you can nab a good trade where you can also do side jobs (ie HVAC or Plumbing or Electrical).  That way if you find the CF isn't for you...

I wholeheartedly agree with those who say go for a house.  PMQ's are a waste of money, even if you are happy with the one you are living in.  I purchased a house in Edmonton when I was in the reserves there.  I paid $28K and it is now worth over 100 thousand dollars.  I rent it out and after...

I am also glad to hear he is doing better.  I don't think any one of us went thru basic without thinking of VR'ing at least a million times. For the only 10 weeks part, I apologize as you seem to have taken a personal offence to my message.  I mentioned in my previous post I meant once its over...

No he won't have to pay back his flight.  The only thing, as one person mentioned if he has taken more LTA than he is entitled to he would need to pay that back. VR is so phucking easy - sorry for the harsh language, it's a bit of a peeve of mine.  It's simply TOO freaking easy in my opinion. ...